Working Capital Finance
Working capital finance can help an established company manage the timing gap between money going out and revenue coming in.
What is working capital finance?
Working capital finance is funding intended to support the everyday operating needs of a business. It can be relevant when a company is growing quickly, buying stock ahead of demand, waiting for customers to pay or managing a seasonal trading cycle.
When can it be useful?
Typical situations include funding stock purchases, covering payroll during a growth period, bridging a temporary cash-flow gap or supporting a large new contract. The funding should have a clear commercial purpose and a repayment plan that fits expected cash flow.
What may a funder look at?
Assessment can include turnover, bank account conduct, profitability, existing debt, customer concentration, director background and how quickly the business expects to convert spending into revenue.
Ready to turn the requirement into a funding brief?
Tell us the company, amount, purpose and timing. We will take it from there.
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